es-Currencies
A new era of
Digital Money
The Future of Money, Backed by Trust
The safest, fastest & real-time bankable
Flexible, Scalable & Streamable
Blockchain that blends with E-Money
100% backed & safeguarded
Safe. Interchangeable.
Recognized. Official. Global.
Streamable.
What else?

When Blockchain blends with E-Money
Safe. Compliant. Instant
This is money reimagined – not a stablecoin, but e-money tokens issued by licensed financial institutions. Move value globally in seconds, stream payments in real time, and trust that every token is fully reserved and legally recognized.
Experience the best of both worlds.
es-Currencies combine the innovation of blockchain with the safety of regulated e-money. Designed for both financial institutions and individuals, es-Currencies deliver a fast, compliant, and programmable form of digital cash that’s 100% backed and redeemable on demand.
What is es-Currencies?
es-Currencies are next-generation electronic money tokens that operate on blockchain rails.
Unlike typical stablecoins, which are often issued by a single private company, es-Currencies can be issued by multiple authorized banks and e-money institutions under one unified system.
Every es-Currency token is pegged 1:1 to its fiat counterpart (like USD or EUR), safeguarded by regulated institutions and redeemable at any time.
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This means you get the speed and programmability of cryptocurrency without the volatility or trust concerns – an evolution in digital money that’s as reliable as a bank deposit and as convenient as cash.
Why
es-Currencies?
Whether you’re a global bank or an individual user, es-Currencies empower you with modern financial freedom:
For Financial Institutions
Offer your customers a cutting-edge digital currency without sacrificing compliance. Settle interbank obligations in real time, reduce costs, and participate in a multi-issuer currency scheme that boosts efficiency and interoperability.
For Individuals
Enjoy a safer digital wallet experience. Use es-Currencies to pay, save, or stream payments with peace of mind – your digital money is always redeemable and protected by financial regulations.

Built for Financial Institutions, by Financial Institutions
We have developed a comprehensive payment infrastructure that enables the use of a disruptive new digital protocol by enhancing and extending the functionality and use of e-money.
Thanks to a connector that is extremely easy to integrate, any existing IBAN will be able to support es-Currencies.
Bank-grade safety
Designed for schemes
Easy to integrate
es-Currencies for everyone
Every financial, industrial, and business sector as well as the individual has a great advantage in using es-Currencies.
Exchange money in real time. No need to have a current account to send and receive money. Use electronic money anonymously just like cash. Receive your salary second by second.
Benefit from much cheaper transactions. Receive payments in real-time. Use e-money as a marketing tool to offer per-second installment payments without collection risk.
Develop new investment products with a new concept of fluid money. Pay fixed income streaming yield per second. Settle payments between financial institutions in real-time based on customisable rules.
Manage treasury in real-time, analyzing possible cash flow shortages. Manage international trade in order to guarantee payment vs delivery. Combine consumption & spending to detect inefficiencies.
Trust is the hardest thing to achieve
Thousands of examples can be mentioned where the complexity and static nature of using traditional electronic money is an unwinnable block. Where the use of traditional StableCoins limits trust. es-Currencies represents the safest and cheapest solution in the whole e-currency and programmable money arena.
An electronic money built for innovators
A whole infrastructure dedicated to developers with API keys to develop your own product or connection to the world of es-Currencies.
Resources, examples and support from our engineers for whatever project you want to build.