Key Benefits

• Fully Backed & Redeemable: Each es-Currency is 100% fiat-backed and redeemable on demand from the issuing institution. Enjoy the stability of traditional money on a modern platform.
   

• Regulated & Trustworthy: Issued by approved licensed financial institutions under electronic money regulations. Users and businesses can transact with confidence in a compliant, transparent framework.
   

• Fast & Global: Instant, 24/7 transactions across borders. Send or receive money around the world in seconds, with finality and no middleman delays.
   

• Programmable Money: Built on smart contract technology, es-Currencies are programmable – enabling automated payments, conditional transfers, and innovative financial products.
   

• Streamable Payments: Send money continuously – not just in batches. Stream salaries, subscriptions, or payments by the second, unlocking new possibilities like pay-as-you-go services.
   

• Interoperable Multi-Issuer Network: Multiple institutions, one currency. All es-Currencies issuers operate under a single shared protocol, ensuring that regardless of who issues the tokens, they remain fully interoperable and fungible across the network.

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