Programmable Money
Money that Adapts to Your Imagination
With es-Currencies, money becomes software. Our tokens are fully programmable, enabling you to embed business logic directly into payments. This means you can automate transactions, create self-executing agreements, and design financial services that work exactly as you need – all on a foundation of secure, regulated digital cash.
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Imagine payments that trigger instantly when goods are delivered, escrow that releases funds based on milestones, or micropayments that flow continuously as services are consumed. es-Currencies make this possible by merging the reliability of money with the flexibility of modern programming.
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Key Features of Programmable Money
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Smart Contracts Integration: es-Currencies can interact with smart contracts, allowing conditional payments and complex payment workflows (e.g., escrow, split payments, automated compliance checks).
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Custom Rules & Workflows: Program money to follow your rules. From subscription models that auto-cancel if payment streams stop, to supply chain payments that kick in upon delivery verification – the possibilities are endless.
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Open API for Developers: We provide developer-friendly APIs and tools so financial institutions and innovators can easily integrate es-Currencies into apps, core banking systems, or fintech platforms.
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Secure Execution: All programs execute on a secure blockchain environment. Transactions are tamper-proof and transparent, ensuring trust in every programmed payment flow.
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Harness the power of programmable money to build smarter financial solutions. Contact us to explore integration
Streamable Payments
Financial Flow, in Real Time
Break free from the limitations of traditional payment cycles. es-Currencies introduce streamable payments – a revolutionary way to send and receive money as a continuous flow. Rather than waiting for end-of-month payroll or scheduled settlement dates, value moves every moment.
With streamable payments, an employee’s salary can drip into their account every second, or a rental payment can flow gradually rather than upfront. Businesses can offer pay-per-use pricing with funds streaming in as customers consume a service. Cash flow management becomes dynamic and real-time for everyone involved.
Highlights of Streamable Payments
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Real-Time Salary & Payouts: No more waiting periods. Wages, freelance payments, or royalties can be streamed in real time, giving recipients immediate access to earned money.
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Pay-As-You-Go Services: Enable usage-based pricing models – for example, charge customers by the minute or even second for services (like IoT data, cloud computing, or content subscriptions) with automatic continuous billing.
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Instant Settlements: Because payments are continuous, counterparty risk is minimized. If a service stops, payments stop immediately. Both parties have a synchronized exchange of value at all times.
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Treasury Optimization: Companies and banks can manage liquidity better with inflows and outflows occurring continuously. Lend or borrow funds on the fly and reduce idle balances, knowing that money is constantly on the move when needed.
Experience financial liquidity like never before.
Get in touch to start streaming payments with es-Currencies
Banking Infrastructure
Built to Integrate Seamlessly
es-Currencies are designed to plug into the existing financial ecosystem with ease. From core banking systems to everyday fintech apps, integration is straightforward and secure. Our platform provides the tools needed to connect traditional accounts and systems to the es-Currency blockchain, enabling a smooth transition into the future of finance.
Integration Advantages
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IBAN & Bank Connectivity: Link es-Currencies with traditional bank accounts. Our connector technology allows any existing IBAN or bank account to seamlessly support es-Currencies transactions, bridging between conventional banking and blockchain.
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Multi-Issuer, Single Ledger: All participating institutions share a unified ledger for each currency token. This multi-issuer model means regardless of which institution issues the e-money token, the infrastructure is the same – ensuring interoperability and mutual acceptance across banks.
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Standard APIs & SDKs: We offer standard APIs, SDKs, and comprehensive documentation to accelerate integration. Whether you’re a bank integrating into core systems or a payment app adding support for es-tokens, our tools make it simple.
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Compliance Built-In: es-Currencies integrate with your KYC/AML processes. Each transaction can carry necessary metadata for compliance, and only authorized institutions can issue or redeem tokens – keeping the ecosystem secure and regulated.
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Ecosystem Ready: Already part of the broader blockchain world, es-Currencies can be supported by wallets, exchanges, and payment processors with minimal effort, expanding the reach of your currency to existing crypto infrastructure.
Join a network that’s ready to connect.
Reach out to integrate your systems with es-Currencies and unlock efficient digital transactions »